Services

Debt Management Program

Here at the Law Offices of Thomas H. Hanna Jr., P.C. / One Payment Law Center we understand that emergencies or unexpected expenses can cause you to fall behind with your bills. Our program is designed to help you regain control of the bills by having them brought back to a "current" status without having to make double or triple payments to catch up. In certain situations, we can even have accounts removed from collection agencies.

When you join our debt management program, we'll be able to help you re-establish your credit. As long as you make your payments on time and in full, you'll be establishing a steady payment history - just what creditors are looking for. We'll even provide you with a written letter of reference to help you get credit in the future! Start now and get your finances back in control.

By taking advantage of our Debt Management Program, we can help you get control of your finances by gaining the following benefits from your creditors:

Lower Monthly Payments
Not only do many creditors reduce your monthly payment when you join the program, you can also request a lower payment every six months as your balances come down.

Reduced Interest Rates
Many major creditors will reduce or even eliminate the interest you're current being charged!

Eliminate Late Or Over-Limit Charges
In most cases, we'll be able to have those annoying late fees and over-limit charges waived.

Re-aging of Past-due Accounts
By taking advantage of our Debt Management Program, your accounts can be brought back to current status, giving you a new fresh start.

Re-establish Your Credit
As you pay the bills through my office, you'll be establishing a steady payment history -- just what the banks look for when you apply for credit.

By joining our program you can enjoy these benefits, plus get money back. Our Debt Management Program can assist you with unsecured debts. The following are examples of the bills we primarily manage:

• Credit Cards
• Collection Accounts
• Personal Loans
• Lines of Credit
• Department Store Credit Cards
• Medical
• Previous Phone Bills
• Disconnected Utilities
• Student Loans
• Federal Taxes

We cannot assist with bills that are considered secured debt or require further information; please contact our company at 1-877-61-HANNA (1-877-614-2662) to speak to a counselor. One of our credit counselors will contact you shortly and address any questions you may have. We look forward to working with you to get you back on track.

Mortgage Financing
An additional service that the Law Offices of Thomas H Hanna Jr., P.C. / One Payment Law Center provides is assisting individuals and families meet one of their long-term financial goals by preparing them to apply and qualify for mortgages. Mortgage financing may be for the purpose of buying a new home or for refinancing, whether to reduce mortgage interest payments or to obtain cash from the equity of the property. At any time the CLIENT requests, the Law Offices of Thomas H Hanna Jr., P.C. / One Payment Law Center can immediately direct you to established mortgage lenders with whom he is in contact. Such lenders will work with and assist the CLIENT in trying to obtain mortgage financing for whatever purpose desired by the client.

Thomas H. Hanna MAKES NO REPRESENTAION THAT ANY REFINACING EFFORT WILL BE SUCCESFUL. SUCH SUCCESS DEPENDS HEAVILY ON THE CLIENTS FINANCIAL SITUATION AT THE TIME OF THE APPLICATION, AND ON THE DISCLOSURES MADE TO THE LENDING INSITUTION.

There is no charge by the Law Offices of Thomas H Hanna Jr., P.C. / One Payment Law Center for this service.